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Learn all there is to know about insurance.

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Understanding Employee Practices Liability 

Employee Practices Liability, often referred to as EPLI, covers businesses against claims by workers that their legal rights as employees of the respective company have been violated. There has been a considerably large rise of lawsuits employees have been putting against their employers. Traditionally, most lawsuits are filed against larger corporations such as Walmart or […]

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How to Prevent Cold Weather Injuries  

Many people in the world still have jobs and positions that require them to complete work outside no matter the weather. Worker’s compensation benefits were indoctrinated to help protect those who work in labor intensive positions. While we can lean on the workers’ compensation benefits to cover work-related injuries, it is in everyone’s best interest to try and avoid all potential harm that could occur. Winter […]

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Applying for Disability: What You Need to Know 

Applying for disability can be a scary situation to be put in. The government has two different programs that are set in place to help assist those who are now needing disability assistance. If you are newly disabled, you may be wondering if you qualify for financial assistance from the Social Security Administration (SSA). The two programs are known as […]

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Driving Safely in Winter-Like Conditions 

Prepare Your Vehicle   In addition to the annual tune-up and maintenance your vehicle undergoes, there are more small things you can do to help winterize your vehicle in anticipation of the winter months. Below are a few tips to help you protect your vehicle:   Test your battery; battery power drops as the temperature drops  Check the tire pressure; tire pressure drops as […]

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New Year Means New Insurance Coverages  

It’s another new year and everyone is listing off their new year resolutions. Many people forgo an important resolution that should beat out going to the gym weekly or eating a cleaner diet. What is this resolution that should beat out all the typical goals? Reviewing your insurance coverages. This is a resolution that you should […]

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Protecting Your Pet During the Holiday Season

The holidays are full of excitement and celebrations with family and friends. While getting ready for the festivities, meals, and decorating time that is planned can create excitement for you and your furry friends, there are several things to watch out for. As their owner, it’s important to consider how things like festive plants, lighting, […]

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Are You Getting the Most Out of Your Life Insurance Policy? 

Life insurance policies can be confusing. There seem to be endless different options, plans, and policies to choose from. You might have simply selected the cheapest life insurance policy because you didn’t fully understand your options. Maybe you selected a pricier policy because “You pay for what you get!” If these describe you, you might […]

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Space Heater Safety Tips to Avoid House Fires

People across the nation are breaking out their winter jackets, scarves, and gloves to prepare for the winter months that are upon us. Keeping warm during winter is important for everyone, so it is likely that many people are grabbing their space heaters as well. While a space heater can be a useful tool during […]

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5 Reasons to Be Thankful for Your Independent Insurance Agent

As we get closer to the time of celebration and being grateful, it’s a good time to think about all you are thankful for. One thing that may not always come to mind is your independent insurance agent! When looking into getting your own set of insurance policies, no one else is going to have […]

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Ins and Outs of the Business Owner’s Policy

If you own a business, you may be familiar with the term Business Owner’s Policy, otherwise known as a BOP. This policy combines business property and business liability insurance into one business insurance policy. The intention of a BOP is to help cover your business from claims resulting from things like fire, theft, or any […]

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